Yesterday I flew 4.2.0 beta (I think it was beta 1) and had a problem which was my own fault. While trying to recover I accidentally flipped the “Arm/Disarm” switch on my transmitter which I had set to a two position switch. The plane was flying > 200m up in the air doing RTL and guess what?
The plane disarmed, the engines cut and I lost all control.
I agree that stick arming is a way to reduce the risk. I use that exclusively on my copters. I do use switch arming on Rovers, and I prefer to have that as a “kill” mechanism of sorts.
It appears that QRTL ignores stick inputs and won’t allow you to rearm.
So you have to both change modes and toggle the arming switch (on-off-on) if you happen to be in QRTL when you accidentally disarm. So that scenario is fatal if you’re below stall speed and stall recovery altitude by the time you manage to do all that…