What happens when rover reaches rally point after RTL?

Can anyone confirm what the expected behavior is with rover?

Once an RTL has been triggered the rover travels to the nearest rally point. But once it gets there, what should happen?

The documentation is not clear it says “loiter/circle” which are two very different things. Is there any way to select which? I can not find any parameter that is RTL_DONE_Behave… This would be useful!
This rover is a boat so the behavior is quite important.

https://ardupilot.org/rover/docs/rtl-mode.html

Loiter/circle with plane, land with Copter. Rover just stops with no mode change. So I suppose a boat will drift with the wind.
This is a good use of the simulator.